I think we’ve all had those moments where we say, “I want
that, and that, and that…” but how much of this is actually possible? Unfortunately, there are certain monetary
restrictions that we must all abide by, no matter how much we wish they didn’t
exist. But have you ever thought about
what exactly what you would do if you were handed one million dollars to spend
however you choose (and with no taxes on it)?
I was asked this question recently, and I came up with the following
list (in no particular order) of my own personal ‘spending’:
1.
Apartment
– One of the first things that I would do with my new fortune is move out of my
parents’ house and get my own apartment.
Nothing extravagant in size, just a nice, small, apartment somewhere. Where?
I have no idea. But I do crave
the freedom that comes with living on your own.
Yes, I know it’s more responsibility but in an odd way, I want that
responsibility.
2.
Car
(Chevy Equinox) – Another thing that is important to me is getting a car
that is in my name. My first choice
would be the Chevy Equinox. And, with my
million, I could afford to get it brand new, although that definitely isn’t
necessary. But that type of car (size
wise), is what I want. And to be honest,
I really wouldn’t mind getting a used car. After all, there are other things I want to
spend money on!
3.
Travel
to Europe for 1 month min. – If you’ve been following my blog for a while
now, you know I studied abroad in London while in college. Well, I definitely want to go back to London
and see the things I didn’t get the chance to see when I was there, as well as
travel around more in Europe. There are
so many places there I want to see!
4.
Pay
off Student Loans – The first of my ‘sensible’ moves with my money, paying
off my student loans is a must-do for me.
I hate the idea of these loans sitting on my shoulders, and if I
obtained this money, those loans would be paid off immediately! I think we can all agree that this is a very
practical move, right?
5.
Pay
off Credit Cards – Another sensible move on my part, I would make sure that
all of my credit cards are paid off. Not
that I have a lot to pay off, but I would just want to make sure I could start
with a clean slate. Another sensible and
practical move, yes?
6.
Summer
Olympics in Rio – A bucket list type thing for me, going to the Summer
Olympics in Rio is something that I really want to do. I’ve always really wanted to travel to Rio de
Janeiro in Brazil, and the fact that the next Summer Olympics (2016) will be
there makes it a perfect time to make that trip a reality. What event is my most desired to see? Women’s gymnastics of course!
7.
Books/Movies
– I admit, I’d probably do some shopping in Barnes and Noble and hit up the
movie section in Target. But hey,
reading is good for you right? And
movies… well… there are worse things to be spending money on.
8.
Clothes/Makeup
– In this category, I would most likely buy some ‘dream’ items. For instance, I would buy both Urban Decay
“Naked” palletes, things like that. I
wouldn’t spend a ton of money on little Revlon eyeshadow quads! I’d more likely spend money on more quality,
higher-end products, and call it a day.
In the clothing department, I’d spend money on pieces to fill out my
closet – blazers for work, more professional style clothing for the workplace
as opposed to shorts and t-shirts, and maybe a nice, new pair of jeans that
fits well since mine are now old and ripping.
See? I can spend where necessary
and limit myself. Perhaps I did learn
from “No Buy August.”
9.
Savings
- The rest of the money I’d put in savings.
I’d save for a house one day, for retirement, for kid’s college, a
wedding, whatever I need to be saving for at the time. The point is, I wouldn’t go and blow a
million dollars in one go. I simply
can’t even imagine how many material goods that would amount to be.
What would YOU do if you had a million dollars to
spend? Let me know in the comments
below! I’d love to hear your thoughts on
spending and what your dream items are!
Unfortunately, I don’t play the lottery, and even that is taxed, so I
don’t see this happening anytime soon.
But, it was still fun to think about, and definitely made me think about
different priorities.
Don’t forget to leave comments below, and please leave me
requests for future posts and let me know what YOU would like to be reading
about! Links for other social media are
listed on the side!
Happy Reading,
Allison
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